Build your financial future
Smart savings solutions designed to help you reach your goals — whether you're saving for emergencies, a major purchase, or retirement, our competitive rates and flexible options make it easy to build wealth over time.
Grow your money with competitive rates
High-Yield Savings
No minimum balance requirements and unlimited withdrawals.
Money Market Account
Higher rates with check-writing privileges and ATM access for flexibility.
Certificate of Deposit (CD)
Lock in higher rates with terms from 3 months to 5 years, FDIC insured.
IRA Savings
Tax-advantaged savings for retirement with traditional and Roth IRA options.
Maximize your savings potential
- Competitive rates that consistently outperform the national average
- No monthly maintenance fees on most accounts
- Automatic recurring transfers to build savings effortlessly
- Digital goal-setting tools to track your progress
Smart ways to reach your goals
Emergency Fund
Save 3-6 months of living expenses in a high-yield savings account for unexpected expenses.
Goal-Based Saving
Create separate savings accounts for different goals like vacation, home down payment, or education.
Automated Savings
Set up automatic transfers from checking to savings to build wealth without thinking about it.
Ladder Strategy
Use CDs with staggered maturity dates to maintain liquidity while earning higher rates.
Start saving smarter today
"Thanks to Citi's high-yield savings account, I've been able to build a substantial emergency fund while earning competitive interest." — Jennifer Martinez, Savings Customer